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OweNo

Split bills.
Owe no one.

Track shared expenses with friends, family and roommates. Scan a receipt, split it any way you like, and see exactly who owes whom.

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Free · No ads · No subscription

How it works

From first receipt to settled up

OweNo expense list for an Italy trip, showing plane tickets, groceries, rent and a restaurant bill with the payer beside each.

Track

Every shared cost in one place

Add an expense in seconds and it lands in the group with the category, the date and who paid. No more scrolling back through a chat trying to remember who covered the taxi.

Everything else in the app

Scan receipts

Snap a photo and OweNo reads the total for you.

Invite with a QR code

Share a QR or a link and friends join the group instantly.

Any currency

Live exchange rates convert every expense into your group's home currency.

Travel Mode

Plan an itinerary alongside the trip's expenses, in the same group.

Lists, budgets and polls

Keep a shared shopping list, set a spending limit, and vote on what's next.

Private by design

No ads, and we don't sell your data. Just a cleaner way to settle up.

Who it's for

However you share costs

Housemates

Rent, bills, and the weekly shop

Set up one group for the flat and every recurring cost lands in the same place, with a running balance so nobody has to reconstruct three months of receipts at the end of the tenancy. Keep a shared shopping list in the same group and the “we're out of milk” texts stop as well.

Trips

Holidays where nobody keeps a spreadsheet

Travel Mode puts your itinerary next to what it costs. Pay for the hotel in euros and the taxi in something else — live exchange rates convert everything into your group's home currency, so balances stay correct without anyone opening a calculator. Set a trip budget before you go and watch what's left.

Couples

Joint spending without joint accounts

Not everything is fifty-fifty. Use custom shares when one of you covers the rent and the other covers groceries, and keep an honest picture of what you each put in — without merging your finances. The charts show where the month actually went.

Nights out

One bill, eight people, no arithmetic

Scan the receipt, let OweNo read the total, and split it with the tip included. Someone only had a starter? Give them a custom share. Simplify debts then works out the fewest transfers, so eight people don't end up owing each other eight different amounts.

Still have a question? Read the FAQ.

Stop keeping score in your head

Free on iOS and Android. No subscription, no ads, and it never asks for your card details.

Download on the App StoreGet it on Google Play