How it works
From first receipt to settled up

Track
Every shared cost in one place
Add an expense in seconds and it lands in the group with the category, the date and who paid. No more scrolling back through a chat trying to remember who covered the taxi.
Everything else in the app
Scan receipts
Snap a photo and OweNo reads the total for you.
Invite with a QR code
Share a QR or a link and friends join the group instantly.
Any currency
Live exchange rates convert every expense into your group's home currency.
Travel Mode
Plan an itinerary alongside the trip's expenses, in the same group.
Lists, budgets and polls
Keep a shared shopping list, set a spending limit, and vote on what's next.
Private by design
No ads, and we don't sell your data. Just a cleaner way to settle up.
Who it's for
However you share costs
Housemates
Rent, bills, and the weekly shop
Set up one group for the flat and every recurring cost lands in the same place, with a running balance so nobody has to reconstruct three months of receipts at the end of the tenancy. Keep a shared shopping list in the same group and the “we're out of milk” texts stop as well.
Trips
Holidays where nobody keeps a spreadsheet
Travel Mode puts your itinerary next to what it costs. Pay for the hotel in euros and the taxi in something else — live exchange rates convert everything into your group's home currency, so balances stay correct without anyone opening a calculator. Set a trip budget before you go and watch what's left.
Couples
Joint spending without joint accounts
Not everything is fifty-fifty. Use custom shares when one of you covers the rent and the other covers groceries, and keep an honest picture of what you each put in — without merging your finances. The charts show where the month actually went.
Nights out
One bill, eight people, no arithmetic
Scan the receipt, let OweNo read the total, and split it with the tip included. Someone only had a starter? Give them a custom share. Simplify debts then works out the fewest transfers, so eight people don't end up owing each other eight different amounts.
Still have a question? Read the FAQ.



